On this page I have included links to the three main credit reporting agencies and the
website of the free credit report established under a recent federal law. If you obtain
a credit report please attach a copy to your questionnaire.
However it would be easier for us to let us pull your credit report for you. ($30
individual $50 joint case) We now have computer software that will allow us to import
your credit report directly into our bankruptcy software and eliminate the need for us
to retype the information. We think it is pretty neat.
Credit reports will be helpful in your bankruptcy case if you cannot find the address and name
of your creditors and are concerned about having those debts discharged. If a creditor is not
listed that debt may not be discharged depending on the circumstances. If a creditor is not
listed they will not have notice of the bankruptcy and may continue to harass you. Also if the
debt is determined to be non-dischargable because it was not listed or for other reasons the
creditor could continue to collect the debt just as if the bankruptcy was never filed.
Click on the highlighted credit report name to go to that website
You may now pull your credit report free once
per year at www.annualcreditreport.com .
P.S. WHEN USING ABOVE WEBSITE BE SURE YOU CLICK ON ALL 3 CREDIT REPORTS
, SELECT TO PRINT THE DOCUMENTS NOW AND READ THE INSTRUCTIONS
CAREFULLY BECAUSE THEY WANT TO DIVERT YOU TO THEIR SERVICES THEY
CHARGE A FEE FOR.
THEY ONLY HAVE THIS WEBSITE BECAUSE THE GOVERNMENT MADE THEM DO SO ,
EXPERIAN EQUIFAX TRANSUNION
website of the free credit report established under a recent federal law. If you obtain
a credit report please attach a copy to your questionnaire.
However it would be easier for us to let us pull your credit report for you. ($30
individual $50 joint case) We now have computer software that will allow us to import
your credit report directly into our bankruptcy software and eliminate the need for us
to retype the information. We think it is pretty neat.
Credit reports will be helpful in your bankruptcy case if you cannot find the address and name
of your creditors and are concerned about having those debts discharged. If a creditor is not
listed that debt may not be discharged depending on the circumstances. If a creditor is not
listed they will not have notice of the bankruptcy and may continue to harass you. Also if the
debt is determined to be non-dischargable because it was not listed or for other reasons the
creditor could continue to collect the debt just as if the bankruptcy was never filed.
Click on the highlighted credit report name to go to that website
You may now pull your credit report free once
per year at www.annualcreditreport.com .
P.S. WHEN USING ABOVE WEBSITE BE SURE YOU CLICK ON ALL 3 CREDIT REPORTS
, SELECT TO PRINT THE DOCUMENTS NOW AND READ THE INSTRUCTIONS
CAREFULLY BECAUSE THEY WANT TO DIVERT YOU TO THEIR SERVICES THEY
CHARGE A FEE FOR.
THEY ONLY HAVE THIS WEBSITE BECAUSE THE GOVERNMENT MADE THEM DO SO ,
EXPERIAN EQUIFAX TRANSUNION
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